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A financially secure retirement that allows you to enjoy your new found free time doesn't just happen. It takes much thought and careful planning.
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INDEPENDENT: “Unwilling to be under obligation to others”. “Not dependent on another person or group for one's opinion or livelihood”. “Not dependent on authority or control”. “Self governing”.

For over 40 years, Howard Bersch has provided insurance coverage and business choices tailored to specific needs, with an expertise in Long Term Care, Health, Life, Disability Income Insurance and Retirement Planning as well as providing assistance with Auto, Home and Business insurance.

As an independent insurance broker, Howard is able to research the products of the leading Insurance companies to insure you with the best possible coverage for your needs. Although Howard's emphasis is on individuals and small closely held companies in the New Jersey and New York metropolitan area, he services clients across the United States. If desired, he will work closely with your accountant, lawyer or other professional advisor. If you are an accountant or attorney, Howard will compliment the services you already provide to your client.

Please contact Howard for ALL of your insurance and business needs. All inquiries are handled quickly and courteously.